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Are these some of the questions that are on your mind?
If so, you’re not alone. You are invited to attend “Just Getting Started” retirement webinar, which will help you to better understand how your 401(k) plan with PDS Tech, Inc. works. During this workshop we’ll help you find the answers to these questions. To view the 20 minute pre-recorded webinar, please click on the following link:
Just Getting Started Retirement Webinar
How to enroll in your 401(k) plan with PDS Tech, Inc.:
Step #1: Determine how much you want to defer on a pre-tax basis from your paycheck. The amount must be a whole percentage.
Step #2: Determine which investment option(s) you would like to invest in. Elections should be made in 1% increments. (For more information about the investment options in your plan, please see step #3.)
Step #3: Go to www.jpmorgan.viewmyretirement.com or call 800-854-0647
Step #4: First time you enter the website or call you will use a default login
Username = your 9 digit social security number
Password = the month and day of your birthday in a four digit format (MMDD)
Step #5: The system will prompt you to change your user name and password.
Your new password needs to be 8 to 12 characters long and contain two letters and two numbers. Your new user name needs to be 8 to 25 characters long.
Step #6: Follow the enrollment prompts via the website or via the 800#
Service representatives are available to assist you from 7a.m. To 7p.m. CST, Monday through Friday, and can provide assistance in more than 100 languages through the language line.
How will you manage your retirement savings? Chances are that there will be many events that happen to you during your career that could affect your retirement savings. Your goals may change, the markets will go up and down, and your profession or family life may change.
Do you know that J.P Morgan has the right tools to help you prepare for your retirement dreams? To make it easier for you to manage the retirement planning process your plan offers a number of tools and resources to help you make informed decisions.
Retirement ACCESS: A web based resource which contains important information about your retirement plan. From this webpage you can access your retirement plan information, account information, calculators and planners and investment information. You can also manage your account and personal settings within this one resource.
Calculators and Planners: To help you gather the information you need to make informed decisions about planning for your retirement, you can access several calculators and planners from Retirement ACCESS. Since your goals may change return for a check-up at least annually to be sure your retirement plan investments continue to be on target with your goals.
Investment Solutions: What type of investor are you? There’s no right or wrong answer to this question. It’s about applying the investment strategies that will suit your individual needs while getting you to your retirement goals. Learn about your investor type, Target Date funds, and Morningstar® Retirement Manager SM by clicking on the following attachments.
Investor Type Questionnaire
Target Date Funds
Morningstar Retirement Manager
2012 QDIA Notice
How can I access my account through Retirement ACCESS?
To access your account through Retirement ACCESS log-on to the website at www.jpmorgan.viewmyretirement.com , or call, 800-854-0647, the Retirement Plan Information Line, for assistance with a representative. First time you enter the website or call you will use a default login:
Username = your 9 digit social security number
Password = the month and day of your birthday in a four digit format (MMDD)
Check-out the recording to a recently held webcast entitled “Managing Investment Risk” for PDS Tech, Inc. employees. To view the 30 minute webcast, please click on the following link:
https://www.brainshark.com/jpmorgan/vu?pi=zHozZcwYpz3LQNz0&intk=430382815
It's human nature to get nervous during a turbulent market like we’re currently experiencing. However, one of the keys to successful long-term investing is staying cool in the face of extreme market activity.
Regardless of the market, your investment strategy should be based on your retirement goals, number of years until you retire, your financial circumstances and your tolerance for risk. That doesn't mean you should etch your plan in stone; you should still review your objectives or strategies from time to time. It does mean that your strategies should not be overly influenced by short-term market moves, but focused on the opportunity for potential long-term gains in the market. The webcast will show you different strategies on your asset allocation, diversification and how to plan for long term goals.
Enroll, set and change your investment strategy and savings rate.
- Contribution rate changes can be made online or via 800-854-0647.
- Contribution percentage has been increased to 80%.
- You may contribute 1% to 80% of your pay. If you want to increase your current contribution percentage, you can now make those changes through the JP Morgan Chase website. The contribution limit remains at 20% for Highly Compensated Employees (Employees who earned more than $115,000 in 2011).
- The contribution limit for 2012 is $17,000.00. Those participants age 50 or over are eligible for a catch up contribution of an additional $5,500.00.
- You can select your delivery preferences for statements and confirmations to either receive them online only or continue to receive them by regular mail. To enroll or make any of the above changes, click here.
- PDS 401(k) Summary Plan Documents
- Please use one of the below forms to roll over qualified plan funds into your PDS 401(k). Complete and return to PDS Tech, Inc, ATTN: Human Resources, 1925 W. John Carpenter Frwy Suite 550, Irving, TX 75063
- Aviant 401(k) Group Savings Plan
PDS ROTH 401(k) INFORMATION
With the Roth 401(k), your contributions are made using "after-tax" compensation - after you have paid federal, state and local taxes. Therefore at retirement or termination of employment, if you meet the requirements for a qualified distribution, withdrawals of any investment earnings, as well as your after-tax contributions are tax-free.
- PDS ROTH 401(k) FAQ - Answers to frequently asked questions regarding the ROTH 401(k).
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